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SMBC

SMBC GROUP

Annual Reports (Reference Data)

Recent reports on our business performance are indexed below. Click on any of the links to see details.

For the fiscal year ended March 31, 2012, the English version of the financial statements in the Securities Report for 51st accounting period (April 1, 2011 to March 31, 2012) are presented as a substitute for the Annual Report 2012.

Annual Reports 2011

Annual Report 2011	PDF:2211KB
Cover/Contents	PDF:477KB
The Reality that We Face Now	PDF:147KB
Re-Connect with Customers: How Promise is Changing	PDF:158KB
Re-Connect with Communities: What Promise is Changing	PDF:150KB
Connect with the Future: To Our Shareholders and Investors	PDF:238KB
Management Team/Corporate Governance	PDF:194KB
Risk Information	PDF:56KB
Corporate Social Responsibility (CSR) Activities	PDF:205KB
Industry Date/Business indicators	PDF:833KB
Financial Section(Summary)	PDF:202KB
Status of Consolidated Subsidiaries and Equity-Method Affiliated Company	PDF:34KB
Corporate Information	PDF:117KB
Financial Section(Full)	PDF:1189KB
Data Section	XLS:229KB

Annual Reports 2010

Annual Report 2010	PDF:1567KB
Cover/Contents	PDF:288KB
To Our Shareholders and Investors	PDF:73KB
Key Figures for the Year Ended March 31, 2010	PDF:49KB
Feature 1:Efforts Toward Change	PDF:157KB
Feature 2:Objectives for Success-An Interview with the President	PDF:145KB
Corporate Governance/Management Team	PDF:97KB
Promise's Risk Information	PDF:72KB
Promise's Corporate Social Responsibility (CSR) Activities	PDF:71KB
Financial Section	PDF:1072KB
Industry Data	PDF:182KB
Status of Consolidated Subsidiaries and Equity-Method Affiliated Company	PDF:62KB
Corporate Information	PDF:47KB
Data Section	XLS:224KB

Annual Reports 2009

Annual Report 2009	PDF:1516KB
Cover, About Promise, Contents	PDF:388KB
Key Figures for the Year Ended March 31, 2009	PDF:226KB
Market Conditions in Japan's Consumer Finance Industry	PDF:299KB
The Strategic Objectives of Promise; To Our Shareholders and Investors	PDF:775KB
The Strategic Objectives of Promise; Promise's Pathway to Sustained Growth	PDF:500KB
Management Framework of Promise	PDF:1205KB
Financial Base of Promise	PDF:1588KB
Status of Consolidated Subsidiaries and Equity-Method Affiliated Company	PDF:161KB
Data Section	XLS:217KB

Annual Reports 2008

Annual Report 2008	PDF:1727KB
Cover/Profile	PDF:62KB
Highlights/Business Indicators/Financial Highlights	PDF:126KB
Company President Hiroki Jinnai Talks About Promise's Future	PDF:150KB
The Basis: Marketing	PDF:261KB
The Basis: Management	PDF:285KB
The Basis: Financial	PDF:765KB
Industry Data	PDF:192KB
Corporate Information	PDF:36KB
Data Section	XLS:230KB

Annual Reports 2007

Annual Report 2007	PDF:2246KB
Cover/Profile	PDF:97KB
Highlights/Business Indicators/Financial Highlights	PDF:115KB
Company President Hiroki Jinnai Talks About Promise's Future	PDF:130KB
The Basis: Marketing	PDF:297KB
The Basis: Management	PDF:682KB
The Basis: Financial	PDF:857KB
Industry Data	PDF:203KB
Corporate Information	PDF:30KB
Data Section	XLS:203KB

Annual Reports 2006

Annual Report 2006	PDF:4989KB
Cover/Corporate Philosophy/Contents	PDF:2553KB
To Our Shareholders	PDF:312KB
Financial Highlights	PDF:60KB
What Is Going On in the Consumer Finance Industry?	PDF:613KB
The Promise Group's Course of Action	PDF:1428KB
Corporate Governance and Compliance	PDF:909KB
Data Section	PDF:497KB
Management's Discussion and Analysis and Risk Factors	PDF:478KB
Financial Section	PDF:317KB
Consolidated Subsidiaries and Equity-Method Affiliated Company	PDF:22KB
Corporate Information	PDF:92KB
Data Section	XLS:203KB

Annual Reports 2005

Annual Report 2005	PDF:659KB
Cover/The Promise Group's Corporate Philosophy	PDF:44KB
Financial Highlights/Operational Highlights	PDF:30KB
A Message from the President	PDF:328KB
Points of View	PDF:70KB
The Promise Group's Corporate Governance System	PDF:34KB
Management/Organization Chart	PDF:32KB
Data Section (Consolidated Basis)	PDF:74KB
Data Section (Non-Consolidated Basis)	PDF:70KB
Industry Data/Shareholder and Investor Information	PDF:44KB
Management's Discussion and Analysis/Risk Factors	PDF:45KB
Financial Section	PDF:119KB
Consolidated Subsidiaries and Equity-Method Affiliated Company	PDF:27KB
Corporate Information	PDF:40KB
Data Section (Excel Version)	XLS:216KB

Annual Reports 2004

Annual Report 2004	PDF:423KB
Cover/Contents	PDF:28KB
Consolidated Financial Highlights	PDF:38KB
An Interview with President Jinnai	PDF:124KB
Corporate Governance at the Promise Group	PDF:74KB
Data Section (Consolidated Basis)	PDF:66KB
Data Section (Non-Consolidated Basis)	PDF:88KB
Industry Data	PDF:56KB
Management's Discussion and Analysis	PDF:56KB
Management/Organization Chart	PDF:33KB
Financial Section	PDF:116KB
Consolidated Subsidiaries and Equity-Method Affiliate Company	PDF:31KB
Corporate Data/Shareholder and Investor Information	PDF:54KB
Data Section (Excel Version)	XLS:151KB

Annual Reports 2003

Annual Report 2003	PDF:638KB
Cover/Profile	PDF:110KB
Financial Highlights	PDF:36KB
To Our Fellow Shareholders and Investors	PDF:29KB
A Review of Promise's Today and Strategies for Tomorrow	PDF:279KB
Data Section (Consolidated Basis)	PDF:53KB
Data Section (Non-Consolidated Basis)	PDF:98KB
Management's Discussion and Analysis	PDF:54KB
Management/Organization Chart	PDF:36KB
Financial Section	PDF:153KB
Consolidated Subsidiaries	PDF:33KB
Corporate Data/Shareholder and Investor Information	PDF:76KB

Annual Reports 2002

Annual Report 2002	PDF:506KB
Cover/Profile	PDF:78KB
Financial Highlights	PDF:22KB
To Our Fellow Shareholders and Investors	PDF:27KB
An Interview with the President	PDF:140KB
Data Section (Consolidated Basis)	PDF:40KB
Data Section (Non-Consolidated Basis)	PDF:80KB
Financial Review	PDF:43KB
Management/Organization Chart	PDF:23KB
Financial Section	PDF:151KB
Consolidated Subsidiaries	PDF:23KB
Corporate Data/Shareholder and Investor Information	PDF:39KB

Annual Reports 2001

Annual Report 2001	PDF:1236KB
Cover/Profile	PDF:67KB
Financial Highlights	PDF:38KB
To Our Fellow Shareholders and Investors	PDF:146KB
Outline of Strategies	PDF:166KB
Strategic Progress Report	PDF:500KB
Data Section (Non-Consolidated Basis)	PDF:95KB
Financial Review	PDF:58KB
Board of Directors	PDF:184KB
Financial Section	PDF:136KB
Subsidiaries and Affiliates	PDF:30KB
Corporate Information/Offices	PDF:46KB

Annual Reports 2000

Annual Report 2000	PDF:1153KB
Cover/Profile	PDF:47KB
Financial Highlights	PDF:15KB
To Our Fellow Shareholders and Investors	PDF:145KB
An Interview with the President	PDF:471KB
Review of Operations	PDF:185KB
Data Section (Non-Consolidated Basis)	PDF:63KB
Financial Review	PDF:31KB
Board of Directors	PDF:140KB
Financial Section	PDF:107KB
Subsidiaries and Affiliates	PDF:12KB
Corporate Information/Offices	PDF:26KB

Annual Reports 1999

Annual Report 1999	PDF:1296KB
Cover/Long-term Vision/Profile	PDF:59KB
Performance Highlights	PDF:21KB
A Message from the Management	PDF:376KB
Operating Strategies/Other Business	PDF:1399KB
Subsidiaries and Affiliates	PDF:77KB
Management Discussion and Analysis	PDF:51KB
Directors and Corporate Auditors	PDF:218KB
Financial Section	PDF:143KB
Five-Year Summary	PDF:18KB
Regulatory Environment in the Consumer Finance Industry	PDF:18KB
Industry Data	PDF:17KB
Stock Information	PDF:14KB
Corporate Information/Offices	PDF:49KB

Annual Reports 1998

Annual Report 1998	PDF:1221KB
Cover/Our Fundamental Business Strategy	PDF:218KB
Non-Consolidated Financial Highlights/Profile	PDF:19KB
The Year's Highlights	PDF:17KB
A Message from the Management	PDF:134KB
Special Feature-Four Roads to Growth	PDF:836KB
Other Activities	PDF:126KB
Management Discussion and Analysis	PDF:54KB
Five-Year Summary(Non-Consolidated Basis)	PDF:19KB
Directors and Corporate Auditors	PDF:195KB
Financial Section	PDF:134KB
Regulatory Environment in the Consumer Finance Industry	PDF:18KB
Industry Data	PDF:15KB
Directory	PDF:36KB
Investor Information	PDF:34KB

Annual Reports 1997

Annual Report 1997	PDF:1222KB
Cover/Profile	PDF:203KB
Non-Consolidated Financial Highlights	PDF:27KB
A Message from the Management	PDF:202KB
Review of Operations	PDF:888KB
Management Discussion and Analysis	PDF:47KB
Directors and Corporate Auditors	PDF:116KB
Financial Section	PDF:125KB
Glossary	PDF:20KB
Subsidiaries and Affiliate	PDF:18KB
Directory	PDF:43KB
Investor Information	PDF:39KB

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