Group Companies
Domestic Subsidiaries
| Abilio Servicer Co.,Ltd. | Loan management and collection |
|---|---|
| SMBC Guarantee Co., Ltd. | Credit guarantee |
Overseas Subsidiaries
| PROMISE(HONG KONG) CO.,LTD. | Consumer finance |
|---|---|
| Liang Jing Co., Ltd. | Loan management and collection |
| Promise Asset Management Co., Ltd. | Loan management and collection |
| PROMISE(THAILAND) CO.,LTD. | Consumer finance |
| PROMISE(SHENYANG)CO.,LTD. | Consumer finance |
| Promise Consulting Service(Shenzhen) Co.,Ltd. | Outsourcing for the operation of group companies,System development & planning |
| PROMISE(CHENGDU)CO.,LTD. | Consumer finance |
| VPBank SMBC Finance Company Limited | Consumer finance |
Abilio Servicer Co.,Ltd.
| Principal Business | Loan management and collection |
|---|---|
| Date of Establishment | March 4, 1999 |
| Address | 6th Floor 3-2-20,Toyosu,Koto-ku,Tokyo,135-0061,Japan |
| Ownership of Voting Rights | 51% |
SMBC Guarantee Co., Ltd.
| Principal Business | Credit guarantee |
|---|---|
| Date of Establishment | July 14, 1976 |
| Address | 6-1-21,Roppongi,Minato-ku,Tokyo,106-0032,Japan |
| Ownership of Voting Rights | 100% |
PROMISE(HONG KONG) CO.,LTD.
| Principal Business | Consumer finance |
|---|---|
| Date of Establishment | February 13, 1992 |
| Address | 12/F Central Plaza,18 Harbour Road, Wanchai, Hong Kong |
| Ownership of Voting Rights | 100% |
Liang Jing Co.,Ltd.
| Principal Business | Loan management and collection |
|---|---|
| Date of Establishment | August 17, 1989 |
| Address | 9th Floor No.6,Sec 3,Min Chuan E.Rd.,Taipei,Taiwan 104,R.O.C. |
| Ownership of Voting Rights | 100% |
Promise Asset Management Co.,Ltd.

| Principal Business | Loan management and collection |
|---|---|
| Date of Establishment | April 1, 2014 |
| Address | 9th Floor No.6,Sec 3,Min Chuan E.Rd.,Taipei,Taiwan 104,R.O.C. |
| Ownership of Voting Rights | Liang Jing Co.,Ltd. 100% |
PROMISE(THAILAND) CO.,LTD.
| Principal Business | Consumer finance |
|---|---|
| Date of Establishment | March 19, 2004 |
| Address | 159/19-20 Serm-mit Tower, Unit 1201, 12th Floor,Sukhumvit 21 (Asoke) Road, North Klongtoey, Wattana, Bangkok 10110, Thailand |
| Ownership of Voting Rights | 100% |
PROMISE(SHENYANG) CO.,LTD.

| Principal Business | Consumer finance |
|---|---|
| Date of Establishment | December 23, 2010 |
| Address | 5F, No.1 Yuebin Street Shenhe District Shenyang Liaoning Province 110013, The People's Republic of China |
| Ownership of Voting Rights | PROMISE(HONG KONG)CO.,LTD. 100% |
Promise Consulting Service (Shenzhen) Co.,Ltd.
| Principal Business | Outsourcing for the operation of group companies,System development & planning |
|---|---|
| Date of Establishment | July 3, 2012 |
| Address | Room 4106-07, Pengnian Plaza No.2002, Jiabin Road, Luohu District Shenzhen City, Guangdong Province, The People’s Republic of China |
| Ownership of Voting Rights | PROMISE(HONG KONG)CO.,LTD. 100% |
PROMISE(CHENGDU) CO.,LTD.

| Principal Business | Consumer finance |
|---|---|
| Date of Establishment | November 12, 2013 |
| Address | Level 18,Minyoun Financial Plaza,No.35 Zidong Section Dongda Street,Jinjiang District,Chengdu,The People's Republic of China |
| Ownership of Voting Rights | PROMISE(HONG KONG)CO.,LTD. 100% |
VPBank SMBC Finance Company Limited
| Principal Business | Consumer finance |
|---|---|
| Date of Establishment | February 2015 |
| Address | 2nd Floor, REE Tower, No. 9 Doan Van Bo Street, Xom Chieu Ward, Ho Chi Minh City,Vietnam |
| Ownership of Voting Rights | 49% |





