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SMBC

SMBC GROUP

Group Companies

Domestic Subsidiaries

Company name	Principal Business
SMBC Mobit Co., Ltd.	Consumer finance
Abilio Servicer Co.,Ltd.	Loan management and collection
SMBC Guarantee Co., Ltd.	Credit guarantee

Overseas Subsidiaries

Company name	Principal Business
PROMISE(HONG KONG) CO.,LTD.	Consumer finance
Liang Jing Co., Ltd.	Loan management and collection
Promise Asset Management Co., Ltd.	Loan management and collection
PROMISE(THAILAND) CO.,LTD.	Consumer finance
PROMISE(SHENZHEN) CO.,LTD.	Consumer finance
PROMISE(SHENYANG)CO.,LTD.	Consumer finance
Promise Consulting Service(Shenzhen) Co.,Ltd.	Outsourcing for the operation of group companies,System development & planning
PROMISE(TIANJIN)CO.,LTD.	Consumer finance
PROMISE(CHONGQING)CO.,LTD.	Consumer finance
PROMISE(CHENGDU)CO.,LTD.	Consumer finance
PROMISE(WUHAN)CO.,LTD.	Consumer finance
PROMISE(SHANGHAI)CO.,LTD.	Consumer finance
VPBank SMBC Finance Company Limited	Consumer finance

SMBC Mobit Co., Ltd.

http://www.mobit.ne.jp (Japanese only)

Principal Business	Consumer finance
Date of Establishment	May 17, 2000 (Operations started September 18, 2000)
Address	10th Floor Shinjuku NS Building, 2-4-1, Nishi-Shinjuku, Shinjuku-ku, Tokyo, Japan
Ownership of Voting Rights	100%

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Abilio Servicer Co.,Ltd.

http://www.abilio-servicer.co.jp (Japanese only)

Principal Business	Loan management and collection
Date of Establishment	March 4, 1999
Address	8th Floor 2-2-31,Toyosu,Koto-ku,Tokyo,135-0061,Japan
Ownership of Voting Rights	51%

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SMBC Guarantee Co., Ltd.

Principal Business	Credit guarantee
Date of Establishment	July 14, 1976
Address	6-1-21,Roppongi,Minato-ku,Tokyo,106-0032,Japan
Ownership of Voting Rights	100%

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PROMISE(HONG KONG) CO.,LTD.

PROMISE(HONG KONG)CO.,LTD.

http://www.promise.com.HK (Mandarin only)

Principal Business	Consumer finance
Date of Establishment	February 13, 1992
Address	14th Floor Luk Kwok Centre, 72 Gloucester Road, Wan Chai, Hong Kong
Ownership of Voting Rights	100%

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Liang Jing Co.,Ltd.

Principal Business	Loan management and collection
Date of Establishment	August 17, 1989
Address	9th Floor No.6,Sec 3,Min Chuan E.Rd.,Taipei,Taiwan 104,R.O.C.
Ownership of Voting Rights	100%

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Promise Asset Management Co.,Ltd.

Promise Asset Management CO.,LTD.

Principal Business	Loan management and collection
Date of Establishment	April 1, 2014
Address	9th Floor No.6,Sec 3,Min Chuan E.Rd.,Taipei,Taiwan 104,R.O.C.
Ownership of Voting Rights	Liang Jing Co.,Ltd. 100%

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PROMISE(THAILAND) CO.,LTD.

Promise(THAILAND)CO.,LTD.

http://www.promise.co.th/ (Thai only)

Principal Business	Consumer finance
Date of Establishment	March 19, 2004
Address	159/19-20 Serm-mit Tower, Unit 1201, 12th Floor,Sukhumvit 21 (Asoke) Road, North Klongtoey, Wattana, Bangkok 10110, Thailand
Ownership of Voting Rights	100%

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PROMISE(SHENZHEN) CO.,LTD.

Promise(SHENZHEN)CO.,LTD.

http://www.bomin-china.com/ (Mandarin only)

Principal Business	Consumer finance
Date of Establishment	May 10, 2007
Address	2801, 2803, 28/F, Tower A, Kingkey 100 Building, No.5016 Shennan East Road, Luohu District,Shenzhen 518000, The People's Republic of China
Ownership of Voting Rights	PROMISE(HONG KONG)CO.,LTD. 100%

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PROMISE(SHENYANG) CO.,LTD.

http://www.bomin-china.com/ (Mandarin only)

Principal Business	Consumer finance
Date of Establishment	December 23, 2010
Address	5F, No.1 Yuebin Street Shenhe District Shenyang Liaoning Province 110013, The People's Republic of China
Ownership of Voting Rights	PROMISE(HONG KONG)CO.,LTD. 100%

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Promise Consulting Service (Shenzhen) Co.,Ltd.

Principal Business	Outsourcing for the operation of group companies,System development & planning
Date of Establishment	July 3, 2012
Address	1406-1408, Tower A, Tianan Guoji Building, Nanhu Road Renmin South Road, Luoho District, Shenzhen 518005, The People's Republic of China
Ownership of Voting Rights	PROMISE(HONG KONG)CO.,LTD. 100%

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PROMISE(TIANJIN) CO.,LTD.

Promise(TIANJIN)CO.,LTD.

http://www.bomin-china.com/ (Mandarin only)

Principal Business	Consumer finance
Date of Establishment	December 25, 2012
Address	28F No.256 JIE-FANG NAN ROAD HEXI DISTRICT,TIANJIN 300042, THE PEOPLE'S REPUBLIC OF CHINA
Ownership of Voting Rights	PROMISE(HONG KONG)CO.,LTD. 100%

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PROMISE(CHONGQING) CO.,LTD.

Principal Business	Consumer finance
Date of Establishment	August 13, 2013
Address	1209A,No.68,Zourong Road,Yuzhong District,Chongqing,The People's Republic Of China
Ownership of Voting Rights	PROMISE(HONG KONG)CO.,LTD. 100%

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PROMISE(CHENGDU) CO.,LTD.

Promise(CHENGDU)CO.,LTD.

http://www.bomin-china.com/ (Mandarin only)

Principal Business	Consumer finance
Date of Establishment	November 12, 2013
Address	Level 18,Minyoun Financial Plaza,No.35 Zidong Section Dongda Street,Jinjiang District,Chengdu,The People's Republic of China
Ownership of Voting Rights	PROMISE(HONG KONG)CO.,LTD. 100%

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PROMISE(WUHAN) CO.,LTD.

Promise(WUHAN)CO.,LTD.

Principal Business	Consumer finance
Date of Establishment	November 7, 2013
Address	14F,PINGAN INTERNATIONAL FINANCIAL BUILDING,216 GONGZHENG ROAD,WUCHANG,WUHAN,HUBEI,THE PEOPLE'S REPUBLIC OF CHINA
Ownership of Voting Rights	PROMISE(HONG KONG)CO.,LTD. 100%

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PROMISE(SHANGHAI) CO.,LTD.

Promise(SHANGHAI)CO.,LTD.

http://www.bomin-china.com/ (Mandarin only)

Principal Business	Consumer finance
Date of Establishment	May 13, 2014
Address	Room 03-10,Floor 14, China Insurance Building No.166, East Lujiazui Road, Pudong New Area, Shanghai 200120,The People's Republic of China
Ownership of Voting Rights	PROMISE(HONG KONG)CO.,LTD. 100%

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VPBank SMBC Finance Company Limited

https://fecredit.com.vn/

Principal Business	Consumer finance
Date of Establishment	February 2015
Address	Floor 2, REE Tower Building, No.9, Doan Van Bo Street, Ward 13, District 04, Ho Chi Minh City
Ownership of Voting Rights	49%

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