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Terms of Use


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Use of cookies

A cookie is a function that allows you to store information about your use of the website in your browser. Cookies are usually enabled for each browser. Please check the "Help" menu of your browser to see how to disable it.
However, please note that if you disable it, you may not be able to use the services on this site. The cookies on this site do not contain any information (name, date of birth, address, telephone number, e-mail address, etc.).
The Information collected through cookies is used within the scope of the following purposes by the Company and the company that the Company outsources.

  • To collect and statistically analyze the usage of this site
  • Restrictions on Use of Copyrights

    The copyrights on the contents appearing in this Web Site, including all copy, photographs, illustrations and other textual and visual elements, are the exclusive property of SMBC Consumer Finance Co., Ltd. and the respective contents providers. With the exception of personal use, quotations and other instances permitted by Japanese copyright laws, the unauthorized reproduction, copying, broadcasting, public transmission, translation, sale or loan of any of the material appearing in this Site is prohibited.

    Disclaimer of Warranties

    To the extent permitted by applicable laws, SMBC Consumer Finance Co., Ltd. makes no representation or warranty whatsoever, either express or implied, with respect to the contents appearing on this Web Site, including suitability for commercial or other specific purposes.

    SMBC Consumer Finance Co., Ltd. makes no warranty whatsoever with respect to the interruption or discontinuation of functions, the absence of errors or the correction of defects on this Web Site, or the absence of viruses or other harmful elements on this Web Site or the server that uploads this Web Site.

    SMBC Consumer Finance Co., Ltd. maintains the prerogative, at its sole and exclusive discretion, to change or modify the contents of this Web Site, or to close this Web Site at any time without prior notice. Moreover, SMBC Consumer Finance Co., Ltd. shall bear no responsibility with respect to said changes, modifications or closure.

    Links to Non-Company Sites

    If you would like to set up a link with this Web Site, please follow the procedure listed below. SMBC Consumer Finance Co., Ltd. reserves the right to refuse approval of any link that does not follow this procedure.

    • Please link using a letter sequence clearly indicating SMBC Consumer Finance Co., Ltd., like “SMBC Consumer Finance Co., Ltd. Web site”.
    • The link will connect viewers to the SMBC Consumer Finance top page only (

    We refuse approval of any of the following links:

    • Links from sites which could damage SMBC Consumer Finance Co., Ltd. credibility or cause the Company financial loss
    • Links from sites containing contents that could be offensive to public order and morals
    • Links from sites containing illegal contents or involved in illegal activities
    • Links for commercial purposes
    • Other links pursuant to the above

    Moreover, SMBC Consumer Finance Co., Ltd. shall bear no liability or responsibility, including compensation for damages, with respect to disputes arising between SMBC Consumer Finance Co., Ltd. customers and third parties based on links with the SMBC Consumer Finance Co., Ltd. Web Site or related matters.

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